Welcome to Episode 55 of Life And Living At The Jersey Shore. February 1, 2012
It is filled with Real estate tips, trends, statistics, fun things to do in southern ocean county. The web cast is funny, informative with lots of Tom’s wisecracks.

Each week we try to bring you fun, informative and interesting tidbits about the best kept secret at the Jersey Shore... Southern Ocean County




Real Estate Stats:

Here’s the kind of stats I like to report:
Capital Economics, a housing and real estate think tank, expects the housing crisis to end this year, according to a report released Tuesday. One of the reasons: loosening credit. Banks are now lending amounts up to 3.5 times borrower earnings. Banks are also loosening loan-to-value ratios (LTV), which Capital Economics denotes as “the clearest sign yet of an improvement in mortgage credit conditions.” In contrast to a low of 74 percent reached in mid-2010, banks are now lending at 82 percent LTV.
It might just be time to buy!!


Home of the week:
Our home of the week this week is 176 Neptune Dr, Manahawkin. It’s a showroom house for only $279,900.00! Call us for an appointment today!

My Two Cents
Okay, here are some more Lawyer-Witness interactions:

ATTORNEY: What is your date of birth?
WITNESS: July 18th.
ATTORNEY: What year?
WITNESS: Every year.
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ATTORNEY: What gear were you in at the moment of the impact?
WITNESS: Gucci sweats and Reeboks.
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ATTORNEY: This myasthenia gravis, does it affect your memory at all?
WITNESS: Yes.
ATTORNEY: And in what ways does it affect your memory?
WITNESS: I forget.
ATTORNEY: You forget? Can you give us an example of something you forgot?
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ATTORNEY: How old is your son, the one living with you?
WITNESS: Thirty-eight or thirty-five, I can't remember which.
ATTORNEY: How long has he lived with you?
WITNESS: Forty-five years.
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ATTORNEY: What was the first thing your husband said to you that morning?
WITNESS: He said, "Where am I, Cathy?"
ATTORNEY: And why did that upset you?
WITNESS: My name is Susan.
It’s really hard to believe that this is all true!


Historical Tidbits:
Ocean County was set-off from Monmouth County by charter on February 15, 1850, becoming the state’s twentieth county, the second largest in area. It consisted of six original townships – Brick, Dover, Jackson, Plumsted, Stafford, and Union (now Barnegat). The 12-member Board of Freeholders met on May 8th and authorized purchase of land and construction of the Ocean County Courthouse. The first operating budget was set at $1,800 and the population of the state’s newest county was 10,032.

That’s about half of the Stafford population today!


Home seller tips:
For the next few weeks we’re going to breakdown some of the steps you need to take when getting your house ready to sell:
De Personalize and Disassociate:
You have to look at your home as a HOUSE-- a product to be sold – like a toaster on the shelf at WalMart.
Make the mental decision to "let go" of your emotions and focus on the fact that soon this house will no longer be yours.
Picture yourself handing over the keys and envelopes containing appliance warranties to the new owners!
Don't look backwards -- look toward the future.

Pack up those personal photographs and family heirlooms. Buyers can't see past personal artifacts, and you don't want them to be distracted. You want buyers to imagine their own photos on the walls, and they can't do that if yours are there! You don't want to make any buyer ask, "I wonder what kind of people live in this home?" You want buyers to say, "I can see myself living here."

Well, there’s 10 minutes you are going to regret wasting…
Our show is written by me, Tom Smith – produced by, Amanda (what’s a Super Bowl) McGillick; filmed and directed by, Donna (2 weeks to Pitchers and Catchers) Smith

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Brought to you by The Tom Smith Realty Group, Thomas J Smith and Amanda McGillick. For more information call/text 609 709-1429 visitwww.Sellertom.com Tom@sellertom.com