FIRST TIME HOMEBUYER PROGRAMS...BETTER THAN YOU THINK

I just wanted to tell you about a couple of new programs I’ve found that are incredible if you’re a first time home buyer. BY THE WAY – in this context you are considered a first time home buyer if you have not owned a home in the last three years, have never owned a home or if you are divorced or windowed at any time and have custody of a dependent.

The grant programs I’m currently working with are both county and state associated and you can get up to $20,000.00 for down payments and closing costs. IT REALLY IT FREE MONEY! I’ve investigated these programs and they are legitimate. One is from a local bank working with a government agency where you save $187.50 per month for 10 months and they will give you $7500.00 at the end of the 10 month period! Incredible. A county program will give a first time homebuyer up to $10,000.00 if you just take a home buying and mortgage course that they provide. And the state of New Jersey has a first time home buyer program that gives up to 4% of the sale price as a full out grant. There are some strings attached but nothing wonky: there are income limits (ie, a 4 person household must earn under $61,500.00 per year to qualify). There is also a requirement by each of the programs that you must stay in the home that you purchase for a specified number of years The longest requirement is 7 years.

Also, the Veterans Administration is making home buying very attractive by offering veterans 100% financing. That’s no money down and I’ve got a couple of deals in the works right now…it’s working!

This stuff is real and available right now. So, if you or someone you know might want to see if they qualify please just click or call. I’d be happy to work with you. . If you know a veteran who’d like to own a home with no money down give me their name or contact me with their phone.